The Atlantic Credit Union Round-Up Challenge: Mid-month Check-in

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If you’ve been following along, earlier this month we issued our first ever Round-Up Challenge as a way to kick-start better financial habits for 2018. Our four brave volunteers—Brandon, Casey, Amanda, and Zach—have been at it for two weeks, and we wanted to check in to see how they’re doing.


“What has been eye opening is the number of actual transactions I’ve made so far. Small purchases add up and make it easy to spend above budget. This challenge is making me realize I need to be more conscious of my day-to-day spending habits.”

Total to date: $7.71


“I track spending like a crazy person regularly. I have budgets for everything, meet with a financial advisor regularly, save up for purchases, etc. Not because I enjoy it, because I have to. This month I made a couple big purchases for the house that I’ve been saving up for so my “total spent” column is a bit scary to be honest. Adding one more way of tracking my (lack of) money is a bit overwhelming. However, I’ve never looking at saving in this way before (I save a set amount every month) so, it’s been an interesting experiment.”

Total to date: $10.23


“Saving is hard—and because I don’t carry cash with me, I’ve been having a hard time remembering to track everything. But when I finally did, I was surprised to see how much I had accumulated in such a short period of time without changing my spending habits at all!”

Total to date: $15.92


“I started strong, but after a few days I missed a few purchases and it snowballed a bit. This was the reminder I needed to get back on track!”

Total to date: ?

How have you been doing with the challenge? Tag us on social media using the hashtag #CURoundUp to let us know!

And if you’re just looking for a bit of advice with how to get started with your savings, what to do with all that money you’re going to save, or long-term savings advice in general, talk to your local credit union.